Travel takes many forms. Some stretch every ringgit, living out of a backpack and chasing cheap eats, while others indulge in fine dining, white linen hotels, and curated tours. Different styles, but the same challenge: managing foreign currencies, avoiding hidden fees, and staying in control.
That’s where the RHB Multi Currency Account/-i (MCA/-i), paired with the RHB Mobile Banking App, makes travelling simpler and smarter.
One Account, One App: Smarter Currency Control Wherever You Go
The RHB Multi Currency Visa Debit Card/-i holds up to 34 currencies and more, including your Ringgit Malaysia. Convert instantly when rates are right and spend abroad with the RHB Multi Currency Visa Debit Card/-i drawing from the available balance with no surprise fees. Unused funds can also work for your benefit. Place them in a term deposit for steady returns or a call deposit for flexibility, with selected balances earning attractive interest or profit.
Linked to the RHB Mobile Banking App, managing money on the go is effortless. View balances, switch currencies, and track transactions in real time. Features like biometric login, SecurePlus, card controls, and push alerts keep you safe and in control wherever you travel.
Travel Smarter, Your Way
Whether it’s backpacking on a budget or travelling in style, the RHB Multi Currency Account/-i (MCA/-i) adapts to your journey, saving costs when every ringgit counts and keeping things seamless when comfort is the priority.
• Travelling on a Budget
Backpacking often means border hops, public transport, and constant currency changes. With the RHB Multi Currency Account/-i (MCA/-i), you can convert when rates are favourable, hold multiple balances, and avoid fees on small spends. The RHB Multi Currency Visa Debit Card/-i pays directly from the right currency, while the app tracks your budget with real-time checks and alerts. Less hassle, more adventure.
• Travelling in Style
Luxury travellers may not count every ringgit, but hidden charges spoil any trip. With the RHB Multi Currency Visa Debit Card/-i, retail spends in a currency you hold bypass conversion fees. Lock in rates before you go, keep balances in less common currencies, and rely on the app for instant oversight. Comfort stays centre stage while your money runs quietly in the background.
Whether you’re saving for short-term plans or future milestones, RHB Treasure Jar helps you organise your savings journey while keeping your everyday budget on track.
What to Watch Out For
Of course, no account is without limits. A few things to note:
- Spending in a currency you haven’t preloaded triggers a conversion fee
- Exchange-rate timing matters, convert at the wrong moment and you lose value
- Some currencies may earn little or no interest/profit
- App access depends on reliable internet while travelling
These are manageable watchouts. With a little foresight, you stay in control and maximise the benefits.
Application is Easy
Opening an RHB Multi Currency Account/-i (MCA/-i) in Malaysia is simple:
- Hold an RHB current or savings account
- Provide your NRIC or passport
- Make a small opening deposit
- Apply for the RHB Multi Currency Visa Debit Card/-i
- Download the RHB Mobile Banking App with SecurePlus enabled
Preload your currencies, test the card with a small spend, and set alerts. A few quick steps now mean smoother, stress-free travel later.
Your Next Adventure Awaits!
From hostels to five-star suites, the RHB Multi Currency Account/-i (MCA/-i) with its mobile app helps you manage currencies, cut fees, and travel knowing your money works as smoothly as your itinerary.
Ready to plan smarter for your next journey? Learn more and open your RHB Multi Currency Account/-i today!
