For parents/individuals to manage educational funds in foreign currencies in Malaysia and overseas;
For resident individuals who are employed overseas to retain oversea salaries and investment funds from abroad;
For non-residents employed in Malaysia to retain foreign currency salary received from overseas or in Malaysia, inclusive of Ringgit conversion
Individual (INDA – Investment MCA)*
For resident/non-resident individual to retain investment funds from abroad, invest in foreign currency either from conversion of Ringgit, proceeds from overseas or foreign currency borrowing from a licensed onshore bank or non-resident;
For a resident without Domestic Borrowing, no limit applies for a conversion from Ringgit to Foreign Currency.
Choice of Deposit Types
Minimum initial call deposit of
Foreign Currencies : USD1,000 or its equivalent
Precious Metals : Paper Gold – 5 grams ; Paper Silver – 300 grams
Interest rate calculated daily and credited at month end except for Gold and Silver investment
No minimum withdrawal amount
Similar to fixed deposit; Tenure ranging from 1 week to 12 months;
Minimum initial term deposit of USD2,000 or its equivalent
Interest paid upon maturity; and
No Term Deposit is allowed for paper gold and paper silver investment
RHB Multi Currency Visa Debit Card
First Multi Currency Account in Malaysia with a debit card that allows you to transact with Ringgit Malaysia and up to 13 foreign currencies.
Stay unaffected by currency fluctuations
The exchange rates are locked in to protect your money from foreign currency fluctuations.
No currency conversion fee*
Transact with your preferred currencies on overseas retail spend with no extra charges.
Attractive interest rates*
Enjoy attractive interest rates on your account balance of selected foreign currencies.*
Safe and credible
Your deposit is protected by PIDM.
Instant Currency Conversion
Enjoy access to a fast, simple and seamless online banking experience no matter where you are.
Attractive currency conversion rate
Enjoy exclusive currency conversion rates for Debit Card. Convert with the lowest rate*.