RHB Banking Group's approach to Advancing SMEs Towards Sustainable Business Practices recognizes SMEs as the backbone of the economy, and their shift to sustainability as key to long-term resilience. RHB Banking Group supports SMEs in this journey by providing tailored sustainable financial solutions which enable them to integrate sustainability into their business models. In doing so, we empower SMEs to seize new opportunities and successfully navigate the evolving market landscape.

Key Initiatives

• Sustainable Financing Schemes
  As part of our Sustainable Financing Programme the SME Sustainable Financing Schemes offer targeted green financing solutions tailored to SME needs, across four pillars, namely Green Energy, Green Buildings, Green Products and Green Processes.

  
  

• Low-Carbon Transition Facility (LCTF)
  Since 2023, we have leveraged BNM’s LCTF fund to help SMEs adopt low-carbon practices and integrate sustainability into their business models. As a leading LCTF financier, we continue to support businesses in their transition to low-carbon operations. RHB signed Malaysia’s first LCTF Portfolio Guarantee, worth RM100 million.

  
  

• Sustainable Trade Finance Programme (STFP/-i)
  RHB Banking Group introduced a RM1 billion Sustainable Trade Finance Programme/-i (STFP/-i) to support Malaysian businesses in adopting low-carbon practices and advancing sustainability in trade operations.

  
  

• RHB Supplier and Vendor Financing Programme
  Introduced in 2023, the Supplier and Vendor Financing Programme supports SMEs contracted by the government or government-linked companies.