Sustainable Financial Services

Sustainable Financial Services Financial Inclusion Advancing SMEs Towards Sustainable Business Practices Key Frameworks and Policies

Sustainable Financial Services (“SFS”) at RHB Banking Group refers to the integration of ESG considerations across all business lines, including lending, financing, capital markets, wealth management, investment, asset management, and insurance to create positive social and environmental impacts while proactively managing associated ESG and climate-related risks. RHB Banking Group is committed to driving growth in SFS by advancing ESG-focused products and solutions to support both businesses and individuals in their transition a low-carbon and sustainable economy.

Key Highlights (2025)

Mobilised RM60 billion in cumulative sustainable financial services, representing 67% of the 2027 target of RM90 billion.

RM5.4 billion cumulatively allocated to help SMEs adopt sustainable low-carbon business practices.

Directed 56% of cumulative sustainable financial services toward Green activities.

Facilitated the transition of 12.5% of "Transitioning" customers under Bank Negara Malaysia’s Climate Change and Principle-based Taxonomy (CCPT) to climate-supporting activities.

Established strategic ecosystem collaborations, including the RHB-MRL 360° ESG Finance Ecosystem, the PETRONAS Sustainable Value Chain Financing Programme, and a MoU with the Malaysia Forest Fund (MFF).

Key Initiatives

Empowering Consumers with Sustainable Banking Solutions

At RHB, we make sustainability accessible to all. Through our sustainable banking products, we enable customers to integrate sustainability into their lives. We offer financing solutions like EV and Solar Panels financing, as well as Sustainable Homeownership (among Malaysians). We enable customers to meet their financial needs while contributing to a greener future.
Enabling Sustainable Growth for Corporate and Commercial Clients

We empower corporate and commercial clients to integrate ESG principles into their operations. We support their adoption of low-carbon and sustainable business practices through sustainable and sustainability-linked financing facilities. This facilitates responsible business practices and drives long-term value.
Delivering Sustainable Financial Services across ASEAN

Aligned with our Sustainability Strategy and Roadmap, Group International Business drives growth in sustainable financial services across key ASEAN markets. Key initiatives include syndicated sustainability-linked loans, ESG-focused bonds, and SME eco-financing solutions, supporting businesses in their low-carbon transition.
Promoting Sustainable and Responsible Insurance Solutions

RHB Insurance delivers sustainable insurance products that facilitate the low-carbon transition and advance financial inclusion. This includes the Rahmah Personal Accident Insurance and Fire Insurance with Flood Coverage. Our investment mandate is aligned with ESG principles, and supported by the RHB Insurance ESG Taskforce.
Accelerating the Transition to Green Mobility

RHB Insurance is committed to supporting Malaysia's transition towards a low-carbon economy by providing innovative risk solutions for sustainable infrastructure.

Our Electric Vehicle (EV) Charging Facility Insurance offers dedicated protection for charging operators and property owners, helping to safeguard critical charging infrastructure and support the continued expansion of the EV ecosystem. Through this initiative, RHB Insurance contributes to the development of greener mobility solutions while reinforcing our commitment to sustainability and responsible business practices.

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Sustainability at RHB