RHB Banking Group's approach to Financial Inclusion promotes the provision of tailored financial products and services to individuals (including the underserved, students, youth, and the new workforce) and businesses (SMEs and microenterprises). This commitment goes beyond merely expanding access; it focuses on empowering these communities to participate in the financial system by also promoting financial literacy to improve public understanding of financial concepts. By creating economic opportunities, RHB Banking Group helps these communities enhance their financial well-being, build sustainable livelihoods, strengthen social resilience, and achieve a better future.

Key Initiatives

• MySISWA Programme
  A strategic collaboration between RHB Banking Group, the Ministry of Higher Education (MOHE), and public universities in Malaysia. It offers students a seamless, cashless campus experience through the RHB MySiswa Debit Card-i, which functions as both student ID and debit card, supporting a smarter, integrated financial ecosystem for students, universities, and PTPTN.

  
  

• Financial Literacy programme
  Aims to cultivate comprehensive financial awareness across all life stages covering money management basics, insurance literacy and financial scam awareness.

  
  

• RHB X-Cel Academic Excellence Programme
  Dedicated to empowering students from disadvantaged backgrounds by providing tuition classes and full scholarships. This programme focuses on SPM students from B40 families by offering financial aid to help them pursue higher education and achieve professional success.

  
  

• SME e-Solutions
  A digital platform offering integrated tools to empower SMEs to digitise and optimise operations, enhance productivity, and achieve sustainable business growth.

  
  

• SME Empower
  A capacity-building programme strengthening SMEs’ capabilities for sustainability transition, conducted via roadshows and workshops with ecosystem partners.