The whole life investment-linked plan offers a combination of insurance protection and investment. With as little premium as RM1,200 per year, the Life Assured can have a comprehensive insurance solutions for peace of mind and financial security.
Disclaimer: The information contained herein are strictly meant to be as general information and reference for the campaign promotion only. It does not constitute as a contract of insurance. For further details on the benefits, exclusion and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB Bank is merely acting as a distributor. Investment-linked Plan is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.
It’s an ideal plan befitting your accomplishments and financial standing which lets you receive premiums paid for basic plan upon policy maturity.
Premium Payment Term | 5 years |
Policy Term | 10 or 15 years |
Sum Assured | RM500,000 and above |
This is a non-participating insurance plan which you only need to pay premium for the first 8 years to enjoy a guaranteed stream of income until the age of 88.
Premium Payment Term | 8 years |
Policy Term | Till age 88 |
Sum Assured | RM15,000 and above |
Perlindungan Tenang – TokioMarine E-ssential Tenang is a non-participating yearly renewal term life insurance plan that provides Death coverage. In the event of death, the Sum Assured will be paid in a lump sum. This plan does not contain saving & investments elements.
Offer ends 20 July 2023. T&C apply.
Minimum Entry Age: | 18 years old on the next birthday |
Maximum Entry Age: | 50 years old on the next birthday |
2 types of plans which offers fixed Sum Assured amount depending on the Life Assured’s entry age.
Plan 1: TokioMarine E-ssential Tenang Plus (RM20.00 per month)
Entry Age | Death Coverage | Accidental Death Coverage |
Accidental TPD Coverage |
18 - 35 | RM 50,000 | RM110,000 | RM 60,000 |
36 - 50 | RM 25,000 | RM55,000 | RM 30,000 |
Plan 2: TokioMarine E-ssential Tenang (RM15.00 per month)
Entry Age | Death Coverage |
18 - 35 | RM 50,000 |
36 - 50 | RM 25,000 |
An ideal limited 10 year premium paying Non-participating Endowment Assurance plan which offers you basic life protection coverage for 20 years.
This product is marketed by Telemarketing Channel only.
Minimum Entry Age: | 18 years old on the next birthday |
Maximum Entry Age: | 50 years old on the next birthday |
Term of Coverage | 20 years |
Benefits | Plan 1 | Plan 2 | Plan 3 | |
Death Benefit | RM50,000 | RM75,000 | RM100,000 | |
Total and Permanent Disability Benefit | RM50,000 | RM75,000 | RM100,000 | |
Additional Accidental Death Benefit |
All accidental causes other than Public Conveyance | RM50,000 | RM75,000 | RM100,000 |
Public Conveyance | RM100,000 | RM150,000 | RM200,000 | |
Additional Death Benefit due to Mosquito Borne Disease (Dengue, Malaria, Zika, Chikungunya or Japanese Encephalitis) |
RM5,000 | RM7,500 | RM10,000 | |
Hospitalisation Benefit due to Motor Vehicle Accident during Festive Season (Lump sum payment once per lifetime only) |
RM500 | RM750 | RM1,000 | |
Critical Illness | Future premium will be waived. | |||
Maturity Benefit | 118% of Total Premium Paid upon maturity |
Must have an active Credit Card or RHB Current / Savings Account
A guaranteed yearly renewable non-participating term plan covers up to age 70 that provide personal accident protection including:
Minimum Entry Age: | 18 years old next birthday |
Maximum Entry Age: | 65 years old next birthday |
Coverage Expiry: | 70 years old next birthday |
Descriptions of Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
---|---|---|---|---|
Death (All Causes) | RM 10,000 | RM 20,000 | RM 30,000 | RM 50,000 |
Lump sum Intensive Care Unit (ICU) payment (Hospital Confinement due to Accident) | RM 10,000 | RM 20,000 | RM 30,000 | RM 50,000 |
Daily Hospital Cash Benefit due to Accident (maximum 90 days) | RM 100 | RM 200 | RM 300 | RM 500 |
Additional Accidental Death Benefit | RM 30,000 | RM 60,000 | RM 90,000 | RM 150,000 |
Accidental Total and Permanent Disability (ATPD) | RM 40,000 | RM 80,000 | RM 120,000 | RM 200,000 |
No Claim Discount | 5% discount on undiscounted premium and incremental of 5% (Subject to maximum of 25% of the undiscounted premium) for every year if there is no claim in the previous Policy Year. | |||
Monthly Premiums | RM 68 | RM 118 | RM 168 | RM 268 |
This is a regular premium investment-linked plan that is comprehensive and customizable with a variety of benefits to suit your different life stages.
Entry Age | 30 days old to 70 years old (next birthday) |
Maximum Coverage Age | 90 years old (next birthday) |
Minimum Premium (RM) | RM1,200 annually |
Maximum Premium (RM) | No limit, subject to underwriting |
Minimum Sum Assured (RM) | RM12,000 |
Maximum Sum Assured (RM) | No limit, subject to underwriting and sufficiency of the Fund Value |
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