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    Kickstart your protection with any of the following plans.
    RHB Essential FlexiLink
    • Investment Linked Insurance Policy offers a combination of insurance protection and investment to maximize return while protecting you.
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    RHB Prime VantageLife
    • Investment Linked Insurance Policy offers a combination of insurance protection and investment to maximize return.
    • Upon Death and Permanent Disability of the Life Assured during the coverage term, a lump sum will be payable.
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    RHB Essential PrimeGuard
    • This is a limited 5 years premium paying Non-participating Endowment plan. This Policy offers savings and insurance protection for 10 years. It pays a lump sum upon death or when the Life Assured suffers from total and permanent disability (TPD) during the policy term.
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    RHB Essential PrimeBuilder
    • 8 years limited pay non-participating plan that provides insurance coverage up to Life Assured’s age 88.
    • Starting from the end of 5th policy year, Guaranteed Cash Payment (GCP) will be payable annually at the end of policy year until policy maturity or a claim upon death/Total and Permenant Disability (TPD), or policy surrender, whichever is earliest.
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    RHB Essential FlexiLink

    With RHB Essential FlexiLink, you enjoy comprehensive and customisable protection with optional medical benefits riders including:

    • iHealthCare
    • iHealth Income
    • iComprehensive Critical Illness
    • iAdvanced Critical Illness Income
    • iLife Waiver Plus Rider
    • iPayor Waiver Rider

    Additional Information
    Premium Payment Term Till age 99
    Policy Term Till age 99
    Sum Assured RM12,000 and above
    Product Disclosure Sheet

    RHB Prime VantageLife

    A premium investment-linked plan with a secure financial pillar, it lets you benefit from EIGHT-vantages which include:

    • Death & Total Permanent Disability (TPD) Benefits
    • Accidental Death & TPD Benefits:Additional 100% of Basic Sum Assured
    • Maturity Benefit
    • In-Force Guarantee Benefit during the premium payment term
    • Investments in TokioMarine-Managed Fund by professional investment experts

    Optional Benefits
    • Income Shield Rider (ISR) for Guaranteed Cash Payments (GCP)
    • Regular Top-Up to boost
    Additional Information
    Premium Payment Term 5 or 10 years
    Policy Term 20 or 30 years, or till age 90
    Sum Assured RM500,000 and above
    Product Disclosure Sheet

    RHB Essential PrimeGuard

    It’s an ideal plan befitting your accomplishments and financial standing which lets you receive premiums paid for basic plan upon policy maturity.

    • Death & Total Permanent Disability (TPD) benefits
    • Accidental Death & TPD Benefits: Additional 100% of Basic Sum Assured
    • Guaranteed Maturity Benefit

    Optional Benefits
    • Maturity Enhancer Rider to boost Maturity Benefits
    Additional Information
    Premium Payment Term 5 years
    Policy Term 10 or 15 years
    Sum Assured RM500,000 and above
    Product Disclosure Sheet

    RHB Essential PrimeBuilder

    This is a non-participating insurance plan which you only need to pay premium for the first 8 years to enjoy a guaranteed stream of income until the age of 88.

    • Guaranteed Cash Payment (GCP) until age 88, starting from end of 5th policy year
    • Death & Total Permanent Disability (TPD) Benefits: Higher of total unpaid GCP or Basic Sum Assured, plus any GCP accumulated in one lump sum
    • Accidental TPD Benefits: Additional 100% of total unpaid GCP
    • Guaranteed Maturity Benefit

    Optional Benefits
    • Payor Waiver of Premium Rider
    Additional Information
    Premium Payment Term 8 years
    Policy Term Till age 88
    Sum Assured RM15,000 and above
    Product Disclosure Sheet

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