Your mobility is our priority

We’ve put together a financing plan to allow you to drive off comfortably

Fast Approval
Eliminates the hassle of complicated application process

High Margin of Financing
Up to 90% margin of financing

Flexible Financing Period
Maximum financing period up to 108 months so you can stay in control of your financial budget

Easy Monthly Repayment
Hassle-free repayment via RHB Internet Banking, interbank GIRO, standing instruction facility, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) or over 210 RHB Bank branches nationwide

Comprehensive Auto Insurance
Our comprehensive auto-related insurance is designed to ensure that owning your dream car is not a burden.

Where are my car keys?

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Details

Repayment is convenient thanks to RHB’s multiple channels of payment. They include:

  • Internet Banking
  • Interbank GIRO
  • Standing instructions
  • Cash Deposit Machines
  • ATM(Interbank)
  • Cheque Deposit Terminals
  • Selected Branches of POS Malaysia Berhad
  • Extensive branch network of more than 200 RHB Bank and RHB Islamic Bank branches

Documents Required
Individual Applicants

Individuals who are salaried earners employed by Multinational Companies (MNC), Public Listed Corporations)

  • Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
  • Photocopy of applicant's driving license
  • The following income documents:
    • Latest ONE (1) month salary slip; OR
    • Latest ONE (1) month credit bank statement; OR
    • Latest interim EPF statement

Individuals who are salaried earners employed by non- MNC, Small and Medium Enterprises (SME)

  • Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
  • Photocopy of applicant's driving license
  • The following income documents:
    • Latest one (1) month salary slip AND one (1) month crediting bank statement; OR
    • Latest interim EPF statement

Individuals who are employed by Government/Government Agencies*

  • Photocopy of identity card (both sides) of applicant and guarantor(s) (if any)
  • Photocopy of applicant's driving license
  • The following income documents:
    • Latest one (1) month salary slip OR
    • Latest one (1) month crediting bank statement

Note:

* Government Agencies = RISDA, FELDA, SIRIM and etc.

Individuals who are Self-employed (Sole Proprietor / Partners / Company Directors)

  • Business Registration Form A/B (for Sole Proprietor/Partnership); OR Trading License (for East Malaysia); OR Current and valid professional practice certificate issued by relevant competent body (for Professional practices); OR Borang 24 and Borang 49 (for Sdn Bhd); AND
  • Latest six (6) months Personal or Company's bank statement; OR Latest Borang B/BE (validated payment receipt of payment to LHDN)

Commission Earners (Insurance Agents, Multi-Level Marketers, Broker, Remisier, General Commission Agents)

  • Latest six (6) months salary slip; AND
  • Latest six (6) months crediting bank statements; OR
  • Latest Borang BE (validated payment receipt of payment to LHDN);

Note:

6 months salary slips and bank statement are required if you want to include variable income such as overtime, commissions etc in addition to fixed salary.

Corporate Applicants

Limited Companies :

  • Certified true copy of the Memorandum and Articles of Association
  • Certified true copy of Form 24 (Shares issued and authorised share capital)
  • Certified true copy of Form 49 (Names and details of all directors and company secretary)
  • Certified true copy of the extract of the Director's Resolution
  • Photocopy of the Certificate of Incorporation (Form 9 and 13, if any)
  • Photocopy of the Certificate of Commencement of Business (Form 23, if any)
  • Latest copies of the Audited Accounts OR Bankers' references (latest six months' bank statements)
  • Brief comments of director's experience, exposure and financial standing and
  • Photocopy of guarantor's identity card (both sides)

Partnership and Proprietorships (additional documents are required)

  • Photocopies of the Certificate of Business Registration and Borang D
  • Partnership Agreement (if any)
  • Latest copies of the Financial Accounts OR Bankers' references (latest six months' bank statements)
  • Brief comments on sole proprietor or partners' experience, exposure and financial standing and
  • Photocopies of sole proprietor or partners' identity cards (both sides)

Note:

  • All applicants are required to declare any Non-Bank Debt Repayment Obligations
  • Any additional income documents may be required at the absolute discretion of the Bank

Others

  • Major risk on this product
    The interest rate on this loan is fixed and remains unchanged for the whole tenure of the loan
  • Preferred insurance company
    RHB Insurance Bhd
Eligibility
  • Individuals aged 18 years old and above, sole proprietorships, partnerships, private limited and public limited companies
  • A Guarantor is required if an individual is below 21 or above 60 years old, is a non-Malaysian or to prove affordability in meeting repayment obligations
Product Disclosure Sheet
Service Charges
Code of Ethics on Repossesion