• Financing Tenure Up to 25 years or age 70

  • Higher Margin Financing Up to 85% + maximum 5% (MRTA / MRTT) inclusive of entry cost of not more than 2%

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PURPOSE For purchase/sub-sales/ refinance of under construction and completed commercial properties
LOAN MARGIN Up to 85% + 5% MRTA (inclusive of FEC* of not more than 2%)
LOAN AMOUNT Minimum: RM100,000
MINIMUM ENTRY AGE 18 years old
  • Minimum: 5 years
  • Maximum: 25 years or age 70 whichever is earlier
REDRAW FEES RM 50 (inclusive of service tax and/or any applicable taxes imposed from time to time) per transaction shall be debited into the loan account

*NOTE: Finance Entry Cost (FEC) which includes Legal Fees and Valuation Fees

Documents Required

Salaried Applicant

  • NRIC photocopy
  • Latest 3 months salary slip*
  • Latest 3 months salary crediting statement*
  • Latest EPF statement
  • Latest BE Form + Tax payment receipt
  • Sales & Purchase Agreement / Booking receipt

*NOTE: The Bank may require up to 6 months of income statement if the income comprise of variable components.

Self-Employed Applicant

  • NRIC photocopy
  • Sole Proprietor & Partnership – Borang A & D
  • Private Limited – Form 24 & 49
  • Latest Form B + Tax payment receipt
  • Latest 6 months current account statement
  • Sales & Purchase Agreement / Booking receipt

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