RHB Export Trade Financing
Receiving financing opportunities from a banking partner for your foreign transactions will increase your working capital and help you to manage your business better.
RHB Export Trade Financing offers a variety of financing products that are designed to ease international trading.
Give your business the competitive edge with the right export financing.
Banker’s Acceptance
A cost-effective financing tool to cover your purchases, imports, sales and exports. Banker's Acceptance (BA) is used to finance tangible goods in general and is guided by the current Guidelines on Bankers Acceptances issued by Bank Negara Malaysia.
Know moreFlexible Trade Accommodation Bill (Flexitab)
Do you need more flexibility when it comes to financing? Flexitab covers both tangible and intangible goods that cannot be financed under conventional trade financing which also includes charges incurred to enable the delivery of goods/services.
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Foreign Currency Trade Financing
Foreign Currency Trade Financing (FCTF) offers flexible financing in major foreign currencies to cover your imports and exports. Financing will be made available for Letter of Credit (LC), documentary collection or open account payment.
Know morePromissory Notes (P-Note) Financing
Finance your trade’s tangible and intangible goods with greater flexibility in tandem with your core business. RHB Bank's Promissory Notes (P-Note) Financing is a short-term financing that covers sales, exports, imports and purchases.
Know moreExport Factoring Facility
If you are worried about cash liquidity and getting paid, opt for the RHB Export Factoring Facility (EFF). It’s a receivables purchase program for exporters that offers credit risk protection, working capital, collection and receivables services.
Know moreExport Credit Refinancing
As an Exporter, you can enjoy the flexibility of Export Credit Refinancing (ECR) through RHB Bank. It is governed by EXIM Bank’s Guidelines on ECR Facilities 2006 and offers two types of short-term facilities, namely pre-shipment and post-shipment financing.
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Foreign Bills Purchased
Do you need immediate funding for your exports? RHB Bank's Foreign Bills Purchased (FBP) offers short-term exports financing upon presentation of documents drawn under Documentary Collection or Letter of Credit (LC).
Know moreForeign Bills Purchased Against Letter of Credit
If your company requires immediate funds, RHB Bank is ready to advance the money to you under a Letter of Credit (LC) upon presentation of complying documents without facility. This is subject to availability of the issuing bank and country limit and approval on a case-to-case basis.
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Letter of Credit (LC) Negotiation / Discounting without Recourse
RHB Bank’s Letter of Credit (LC) Negotiation / Discounting without Recourse gives you peace of mind to obtain export financing. It also provides liquidity for working capital and will take over the issuing bank’s non-payment risks.
Know moreMulti-Currency Trade Finance
If you are an SME exporter who requires financing, Multi-Currency Trade Finance (MCTF) offers pre and post-shipment financing in local and foreign currencies under a Letter of Credit.
Know moreIndirect Exporter Financing Scheme
If you an Indirect SME Exporter who is supplying goods or services to Direct Exporters, RHB Bank is here to help you ease your financials while waiting for payment from your sales. Our financing is offered without recourse and RHB Bank will discount your commercial documents on open account or collection basis.
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RHB Reflex Premium Plus helps to build better business efficiency.
As your ally, helping you grow your business to new heights is our top priority. With RHB Reflex Premium Plus, we’ll sort out your financial, sales, accounting, people management and other processes so you can focus on giving your business your all.
Know moreEligibility
Banker’s Acceptance
- New and existing Exporters who have been granted the Banker’s Acceptance (BA) facility.
Flexible Trade Accommodation Bill (Flexitab)
- New and existing Exporters who have been granted the Flexitab facility.
Foreign Currency Trade Financing
- New and existing Exporters who have been granted the Foreign Currency Trade Financing (FCTF) facility.
Promissory Notes (P-Note) Financing
- New and existing Exporters who have been granted the Promissory Notes (P-Note) Financing facility.
Export Factoring Facility
- New and existing Exporters.
Export Credit Refinancing
- Direct and Indirect Exporters who have been granted the Export Credit Refinancing (ECR) facility.
Foreign Bills Purchased
- New and existing Exporters who have been granted the Foreign Bills Purchased (FBP) facility.
Foreign Bills Purchased Against Letter of Credit
- This product is subject to the availability of the Letter of Credit (LC) issuing bank & country limits and on a case-to-case basis.
It is available to existing borrowing customers who are named beneficiaries of the LC. The LC must be acceptable to RHB Bank.
Letter of Credit (LC) Negotiation/Discounting without Recourse
- This product is subject to the availability of the Letter of Credit (LC) issuing bank & country limits and on case-to-case basis.
It is available to existing borrowing customers who are named beneficiaries of the LC. The LC must be acceptable to RHB Bank.
Multi-Currency Trade Finance
- SME Exporters involved in manufacturing, trading, agriculture/primary industries or services that meet EXIM Bank’s eligibility criteria.
Indirect Exporter Financing Scheme
- Indirect SME Exporters that meet EXIM Bank’s eligibility criteria.
These solutions may also help you maximise your business growth
RHB Multi-Currency Account
Manage up to 17 foreign currencies in separate wallets under one account.
RHB BizPower SME Business Loan
Covers temporary fund deficiencies, pays bills and manages your overall cash flow.
RHB Corporate Card
A rewarding business tool which offers a streamlined, safe and efficient way to pay for business expenses.
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Only Deposit products are protected by PIDM up to RM250,000 for each depositor. Click here for PIDM’s DIS brochure.
