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    Employer’s Liability Insurance
    This policy covers you as an employer and mitigates the risk of you being sued by employees not protected by Workmen’s Compensation Acts or SOCSO, and who suffered bodily injuries or diseases in the course of their employment.
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    Foreign Worker Compensation Scheme
    This insurance plan covers your workers against any injuries or death as a result of accidents while on the job or after hours.
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    Workmen’s Compensation Insurance
    This policy indemnifies you against all sums for which you shall be liable to pay compensation to any employee for personal injury sustained by accidents or occupational diseases arising out of and in the course of his employment.
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    Employer’s Liability Insurance
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    Foreign Worker Compensation Scheme
    Benefits
    1. Extra Compensation For Death
    An additional RM7,000 amounting to RM25,000 is payable for an Accidental Death that occurs during working hours.
    2. Reimbursements Of Medical Expenses
    Reimbursement to the Insured Worker for any Medical Expenses incurred.
    3. Repatriation Benefit
    Transportation costs to return the remains of a deceased worker or permanently and totally disabled worker to his or her country of origin are covered for up to RM4,800.
    4. After-hours Coverage
    Injuries or death as a result of an accident off-working hours will be compensated for up to a specified limit.
    Table of Benefits
    Benefit Working hours Off-working hours
    Death RM25,000 RM23,000
    Permanent disablement As per Workmen Compensation Act 1952
    (Maximum RM23,000)
    Temporary loss of income due to temporary disablement As per Workmen Compensation Act 1952
    Hospitalisation and medical expenses As per Workmen Compensation Act 1952
    (Maximum RM750)
    Repatriation due to death or permanent total disablement Up to RM4,800

    * Besides the Fixed Plan stated above, we also cater for a Flexi Plan based on your requirements.

    Eligibility

    Policyholders employing foreign workers who have valid working permits and are aged between eighteen (18) and sixty (60) years, both ages inclusive.

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