RHB Joy@Work - Salary Account

Managing your employees efficiently includes offering them banking rewards to help them progress and improve their lifestyles, and these perks come with no fees incurred to the employer nor the employee.

RHB Joy@Work is a comprehensive banking solution that offers employees the privilege of enjoying attractive rates, savings and discounts.

Grow with an account
that backs your business up for all the right reasons.

Grow your savings with Salary Account

Employer Benefits

Get all the support you need to improve the way you look after your employees’ needs.

Personalised service from a dedicated Business Development Manager for all banking queries and advice.

Bulk account opening that saves time, so you can open up to 500 employees’ accounts at one go.

Total control of your financials with the award-winning RHB Reflex integrated online system which combines cash management, trade and payment solutions.

Employee Benefits

Encourage your staff to get the best from their salaries so they can enjoy life to the fullest.

Annual fee waiver on Credit Card/-i1 and low interest/actual management fee for RHB Credit Card/-i cardholders.

Preferential rates for Personal, Mortgage, Auto Financing and Term Deposits.

Competitive rates for ASB (Financing).

Higher returns on your Salary Account with exciting and attractive lifestyle perks.

Tailored wealth management solutions, exclusive lifestyle, privileges, support and services through Premier Banking for customers who earn a minimum gross salary of RM20,000 a month.

Find out more information

3 simple steps to opening a salary account
for every employee

Step 1

Key in your employee’s details in the template provided for payroll account opening.

Step 2

Open up to 500 payroll accounts in 11 minutes.

Step 3

Our personnel will go to your work-site to perform onsite ID verification and deliver the debit cards.

A choice of 3 different salary accounts
for every employee

MaxSave Account

Enjoy multi-tiered interest, calculated daily and credited half-yearly.

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RHB Smart Account

Get returns of up to 2.85% p.a. or more.

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RHB Premier Current Account

Earn profit that’s calculated daily and credited monthly.

Find out more

Start building better teams with

RHB Joy@Work

Apply now

RHB Reflex Premium Plus helps to build better business efficiency.

As your ally, helping you grow your business to new heights is our top priority. With RHB Reflex Premium Plus, we’ll sort out your financial, sales, accounting, people management and other processes so you can focus on giving your business your all.

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View real-time bank balance and make payment directly from Financio then automated reconciliation to RHB Reflex.


Kakitangan / Talenox works via RHB Reflex Premium Plus to manage leave, payroll and statutory payments.


Take credit card payments on the go via MPOS where the collections are directly linked to your Business Current Account.

Eligibility Requirements

Open to individual customers and companies from any kind of industry.

Companies are required to have a Business Current Account with the bank and RHB Reflex.

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These solutions may also help you maximise your business growth

RHB Multi-Currency Account

RHB Multi-Currency Account

Manage up to 17 foreign currencies in separate wallets under one account.

RHB Ordinary Fixed Deposit

RHB Ordinary Fixed Deposit

Flexible placement periods of between 1 to 6 months.

Apply now

Please fill in the fields below so we can get in touch with you.
Full name
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e.g. +60309673426
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Terms and conditions apply.
1The annual fee waiver for RHB Visa Infinite Credit Card, RHB Visa Signature Credit Card and RHB World MasterCard Credit Card/-i will be waived for first 3 years while other credit cards/-i is subject to a minimum of 12x swipes in a year.

Protected by PIDM up to RM250,000 for each depositor. Click here for PIDM’s DIS brochure.