Takaful mySmart Income Plus


Whether you are aiming for a new house, providing the best

education for your children or enjoying an early retirement, it is

important to ensure your savings work hard for you.


Takaful mySmart Income Plus is a limited pay family takaful

endowment plan that helps you manage your finances strategically.

You also have the flexibility to choose to withdraw the yearly cash

benefits or to accumulate them to meet your long-term goals.

What is Takaful mySmart Income Plus?

  • Takaful mySmart Income Plus gives you the confidence to meet different goals for yourself and your family with guaranteed yearly cash benefits and maximises the full potential of your savings.
  • With the option of a short contribution payment term of 3 or 5 years, you can enjoy peace of mind and financial security for a coverage term of 15 years.
  • Hibah to your loved ones, ensuring they are well taken care of.
  • This is a limited pay family takaful endowment plan with guaranteed cash benefits that help support your financial needs to achieve your life goals.




Benefits of Takaful mySmart Income Plus

  • Short contribution payment term of 3 or 5 years.
  • Yearly Guaranteed Cash Benefits with Accumulation Option.
  • Greater Takaful protection up to 300% for accidental causes.
  • Potential investment profit.
  • Lump sum Maturity Benefit.
  • Hassle-free enrolment with no medical check-up.
  • Nomination under conditional Hibah.


Product Information

Entry Age

Person Covered:
Minimum age: 14 days old

Maximum age: 65 years old (next birthday)


Proposed Participant / Certificate Owner:
Minimum age: 19 years old (next birthday)

Coverage Term
15 years


Guaranteed Cash Benefits (GCB)

End of Certificate Year

GCB Payable (% of the Sum Covered)

Contribution Payment Term: 3 Years

Contribution Payment Term: 5 Years

1 - 4
5% 10%
30% 35%
6 -9
5% 10%


11 -14
5% 10%
15 (Maturity)
105% 10%
For more information on the Takaful mySmart Income Plus, please refer to:

Syarikat Takaful Malaysia Keluarga Berhad is a member of PIDM.
The benefit(s) payable under eligible certificate is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Syarikat Takaful Malaysia Keluarga Berhad or PIDM (visit www.pidm.gov.my).


Interested? Enquire Now!

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