RHB Reflex

A good cash flow management is vital in setting
up your business for long-term growth. In order
to keep your business moving forward, it is vital
for you to have complete control of your
business cash flow.


RHB Reflex helps you keep track of your financial for your growing business
and maintain a healthy cash flow at all times so you can thrive in the long


Introduced as the winner of Best Cash Management Bank in Malaysia in
2019, RHB Reflex is an online service which combines cash management,
trade and payment solutions together as a combined online solution.


The ASIAN Banker

Start with a simplified financial portal for
easier control of all your finances.






for you


RHB Reflex gives you an overview of your account balances and activities, trade inquiries and status of your cheques in real time. Whenever you need to, you can access your Credit Card Merchant report and information on foreign exchanges, rates and treasury via RHB Reflex Mobile App.

Manage everything
in one place

RHB Reflex makes it easy so you
can bring together all your account
balances and activities in one place.


Stay on top of things with
RHB Reflex Mobile App

Get instant reminders on payments and authorise transactions on the go with real-time notifications.

RHB Reflex

Collect payments from
multiple banks & eWallets

with DuitNow QR

Manage outlets and cashiers, generate QR payment codes, receive real-time QR payment notifications, and view QR payment transaction history through DuitNow QR via the RHB Reflex Mobile App anytime.

Find out more   
Man checking his phone
Man making business decisions

Bank anytime and anywhere with Secure Plus

Log in safely to RHB Reflex anytime and anywhere with Secure Plus soft token via the RHB Reflex Mobile App.

Speed up workflow and improve cash flow with custom roles

Your growing business demands teamwork to keep operations running smoothly. Delegate your business tasks with 4 different user roles made of Administrator, Data Entry, Reviewer/Authoriser and Inquirer.
Know more

Expedite your business payment processes via bulk payment

Conduct multiple payments to a list of recipients such as your suppliers or creditors simultaneously via RHB Reflex and have your own API and file importer to facilitate the process.
RHB Reflex Packages
Take your SME business further via one online platform
by choosing the best package that’s right for you.
RHB Reflex
  • Inquiry management
  • Cheque management
  • Complimentary package
RHB Reflex
  • Inquiry management
  • Fund transfers
  • Flexible payment options
  • Cheque management
  • Complimentary packages for SME & Sole Proprietor (effective from 01/05/2018)
Only RM50/month to enjoy the full features & more!
RHB Reflex
Premium Plus
  • All-round software automation
  • Inquiry management
  • Fund transfers
  • Flexible payment options
  • Cheque management
  • Complimentary of Financio and Talenox
Integrated Solutions
Accounting Software
HR & Payroll Software
POS Software
Education Software
Account Management
Information Management
Trade Inquiry
Credit Card Merchant report
Trade Application
Fund Transfer (Own Account & 3rd Party)
IBG (Interbank GIRO)
Rentas (Inter-Bank Transfer)
Remittance Foreign TT
Card Payment
Payment Advice Notification
Bills Payment
Bulk Payment
Payroll Payment
Loan Repayment
Statutory Body Transactions
Cheque Management
Stop Cheque online
Online Cheque Book request

How to become an RHB Reflex user?

New to RHB Reflex?

Apply Business Current Account now at our branch or submit your details here to apply.

Existing RHB Current Account holders without RHB Reflex

Apply for RHB Reflex and submit your documents below to our branch

RHB Reflex Application Form
SME Declaration form (For SMEs)

Existing RHB Reflex user – Upgrade package

Upgrade your service package by submitting documents below to our branch

RHB Reflex Application Form
SME Declaration form (For SMEs)

Need more guidance?

Register for RHB Reflex Classroom Training for detail system guidance

Click here to register
*Note: The SME package is only applicable to companies which fall under the BNM’s definition of SME.

These solutions may also help you maximise your business growth

Apply now

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