The Board of Directors (“Board”) of RHB Bank Berhad (“RHB Bank” or “Company”)recognises the importance of good corporate governance in pursuing quantifiable and long term success for the RHB Banking Group, i.e. the group of companies governed by RHB Bank (“Group”), and value creation for shareholders and all other stakeholders.

The Board is fully committed to high standards of governance designed to protect the interests of shareholders and all other stakeholders while promoting the highest standards of integrity, transparency and accountability. The Board strives to ensure that the Group’s integrity and professional conduct are beyond reproach.

Corporate Governance Overview Statement Corporate Governance Report Board Charter Terms Of Reference Of Board Nominating & Remuneration Committee Terms Of Reference Of Board Audit Committee Constitution Code Of Ethics And Business Conduct For Directors Code Of Ethics And Conduct For Employees Group Corporate Integrity Statement Anti-Bribery & Corruption Handbook Organisational Anti-Corruption Plan (OACP) Group Anti-Bribery & Corruption Policy Group Whistleblowing Policy Group Corporate Sponsorship and Donation Policy & Practices RHB Banking Group Fit And Proper Policy Tax Transparency Statement

RHB AML/CFT Vision and Mission statement
Vision
Safeguard and protect RHB’s financial network from financial crime risks to ensure high level of trust in our services to customers and communities.

Mission
Our mission is to be a responsible and innovative financial services partner to the customers and communities we serve through adoption of the highest standards in combating Money Laundering, Terrorism Financing, Proceeds of Unlawful Activities and sanctions violations, and ensuring strict adherence to all laws and regulations while assuring our customer experience.

Know Your Customer (KYC) statement
Risk assessment on customers/vendors/employees will be performed to identify any risks exposure to Money Laundering (ML) /Terrorist Financing (TF). Controls are placed to mitigate the Anti Money Laundering (AML) risks by taking into account the customer base, geographic locations, products offered and any other parameters that contributes to AML risks. These control measures safeguards RHB Bank, customers, vendors and RHB employees and help to minimize risk. In line with Bank Negara Malaysia (BNM)’s and other regulatory requirements, RHB Bank upholds the duty of a safe and secured banking experience including knowing and understanding the customers/vendors/employees. at the same time combatting money laundering and terrorist financing threats.

Due Diligence & Enhanced Due Diligence statement
To comply with Anti Money Laundering (AML) and Counter Terrorist Financing (CFT) laws and regulations, RHB Bank conducts ongoing Customer Due Diligence (CDD) by identifying and verifying potential, new and existing customers/vendors/employees This enables RHB Bank to know the customers/vendors/employees better from risk profiling perspectives and understand suitability of the products and/or services they require or opt for. Performing ongoing CDD will safeguard RHB customers/vendors/employees, RHB Bank and RHB employees from financial crime risks and helps RHB Bank to be aware of any changes in circumstances in the customer’s profile. customers/vendors/employees may be required to provide additional information and/or documentation to support the review being performed on them by the Bank.

RHB BANKING GROUP’S Targeted Financial Sanction (TFS) Policy Statement
RHB Bank Berhad Wolfsberg Questionnaires
RHB Islamic Bank Wolfsberg Questionnaires

The Board of Directors (“Board”) of RHB Investment bank Berhad recognises the importance of good corporate governance in pursuing quantifiable and long term success for the RHB Banking Group, and value creation for shareholders and all other stakeholders.

The Board is fully committed to high standards of governance designed to protect the interests of shareholders and all other stakeholders while promoting the highest standards of integrity, transparency and accountability. The Board strives to ensure that the Company’s integrity and professional conduct are beyond reproach.

Corporate Governance Statement Board Charter Terms Of Reference Of Board Nominating & Remuneration Committee Terms Of Reference Of Board Audit Committee Constitution Code Of Ethics And Business Conduct For Directors

RHB AML/CFT Vision and Mission statement
Vision
Safeguard and protect RHB’s financial network from financial crime risks to ensure high level of trust in our services to customers and communities.

Mission
Our mission is to be a responsible and innovative financial services partner to the customers and communities we serve through adoption of the highest standards in combating Money Laundering, Terrorism Financing, Proceeds of Unlawful Activities and sanctions violations, and ensuring strict adherence to all laws and regulations while assuring our customer experience.

Know Your Customer (KYC) statement
Risk assessment on customers/vendors/employees will be performed to identify any risks exposure to Money Laundering (ML) /Terrorist Financing (TF). Controls are placed to mitigate the Anti Money Laundering (AML) risks by taking into account the customer base, geographic locations, products offered and any other parameters that contributes to AML risks. These control measures safeguards RHB Bank, customers, vendors and RHB employees and help to minimize risk. In line with Bank Negara Malaysia (BNM)’s and other regulatory requirements, RHB Bank upholds the duty of a safe and secured banking experience including knowing and understanding the customers/vendors/employees. at the same time combatting money laundering and terrorist financing threats.

Due Diligence & Enhanced Due Diligence statement
To comply with Anti Money Laundering (AML) and Counter Terrorist Financing (CFT) laws and regulations, RHB Bank conducts ongoing Customer Due Diligence (CDD) by identifying and verifying potential, new and existing customers/vendors/employees This enables RHB Bank to know the customers/vendors/employees better from risk profiling perspectives and understand suitability of the products and/or services they require or opt for. Performing ongoing CDD will safeguard RHB customers/vendors/employees, RHB Bank and RHB employees from financial crime risks and helps RHB Bank to be aware of any changes in circumstances in the customer’s profile. customers/vendors/employees may be required to provide additional information and/or documentation to support the review being performed on them by the Bank.

RHB BANKING GROUP’S Targeted Financial Sanction (TFS) Policy Statement
RHB Bank Berhad Wolfsberg Questionnaires
RHB Islamic Bank Wolfsberg Questionnaires

The Board of Directors (“Board”) of RHB Islamic Bank Berhad recognises the importance of good corporate governance in pursuing quantifiable and long term success for the RHB Banking Group, and value creation for shareholders and all other stakeholders.

The Board is fully committed to high standards of governance designed to protect the interests of shareholders and all other stakeholders while promoting the highest standards of integrity, transparency and accountability. The Board strives to ensure that the Company’s integrity and professional conduct are beyond reproach.

Corporate Governance Statement Board Charter Terms Of Reference Of Board Nominating & Remuneration Committee Terms Of Reference Of Board Audit Committee Constitution Code Of Ethics And Business Conduct For Directors

RHB AML/CFT Vision and Mission statement
Vision
Safeguard and protect RHB’s financial network from financial crime risks to ensure high level of trust in our services to customers and communities.

Mission
Our mission is to be a responsible and innovative financial services partner to the customers and communities we serve through adoption of the highest standards in combating Money Laundering, Terrorism Financing, Proceeds of Unlawful Activities and sanctions violations, and ensuring strict adherence to all laws and regulations while assuring our customer experience.

Know Your Customer (KYC) statement
Risk assessment on customers/vendors/employees will be performed to identify any risks exposure to Money Laundering (ML) /Terrorist Financing (TF). Controls are placed to mitigate the Anti Money Laundering (AML) risks by taking into account the customer base, geographic locations, products offered and any other parameters that contributes to AML risks. These control measures safeguards RHB Bank, customers, vendors and RHB employees and help to minimize risk. In line with Bank Negara Malaysia (BNM)’s and other regulatory requirements, RHB Bank upholds the duty of a safe and secured banking experience including knowing and understanding the customers/vendors/employees. at the same time combatting money laundering and terrorist financing threats.

Due Diligence & Enhanced Due Diligence statement
To comply with Anti Money Laundering (AML) and Counter Terrorist Financing (CFT) laws and regulations, RHB Bank conducts ongoing Customer Due Diligence (CDD) by identifying and verifying potential, new and existing customers/vendors/employees This enables RHB Bank to know the customers/vendors/employees better from risk profiling perspectives and understand suitability of the products and/or services they require or opt for. Performing ongoing CDD will safeguard RHB customers/vendors/employees, RHB Bank and RHB employees from financial crime risks and helps RHB Bank to be aware of any changes in circumstances in the customer’s profile. customers/vendors/employees may be required to provide additional information and/or documentation to support the review being performed on them by the Bank.

RHB BANKING GROUP’S Targeted Financial Sanction (TFS) Policy Statement
RHB Bank Berhad Wolfsberg Questionnaires
RHB Islamic Bank Wolfsberg Questionnaires

The Board of Directors (“Board”) of RHB Insurance Berhad recognises the importance of good corporate governance in pursuing quantifiable and long term success for the RHB Banking Group, and value creation for shareholders and all other stakeholders.

The Board is fully committed to high standards of governance designed to protect the interests of shareholders and all other stakeholders while promoting the highest standards of integrity, transparency and accountability. The Board strives to ensure that the Company’s integrity and professional conduct are beyond reproach.

Corporate Governance Statement Board Charter Terms Of Reference Of Board Nominating & Remuneration Committee Terms Of Reference Of Board Audit Committee Constitution Code Of Ethics And Business Conduct For Directors

RHB AML/CFT Vision and Mission statement
Vision
Safeguard and protect RHB’s financial network from financial crime risks to ensure high level of trust in our services to customers and communities.

Mission
Our mission is to be a responsible and innovative financial services partner to the customers and communities we serve through adoption of the highest standards in combating Money Laundering, Terrorism Financing, Proceeds of Unlawful Activities and sanctions violations, and ensuring strict adherence to all laws and regulations while assuring our customer experience.

Know Your Customer (KYC) statement
Risk assessment on customers/vendors/employees will be performed to identify any risks exposure to Money Laundering (ML) /Terrorist Financing (TF). Controls are placed to mitigate the Anti Money Laundering (AML) risks by taking into account the customer base, geographic locations, products offered and any other parameters that contributes to AML risks. These control measures safeguards RHB Bank, customers, vendors and RHB employees and help to minimize risk. In line with Bank Negara Malaysia (BNM)’s and other regulatory requirements, RHB Bank upholds the duty of a safe and secured banking experience including knowing and understanding the customers/vendors/employees. at the same time combatting money laundering and terrorist financing threats.

Due Diligence & Enhanced Due Diligence statement
To comply with Anti Money Laundering (AML) and Counter Terrorist Financing (CFT) laws and regulations, RHB Bank conducts ongoing Customer Due Diligence (CDD) by identifying and verifying potential, new and existing customers/vendors/employees This enables RHB Bank to know the customers/vendors/employees better from risk profiling perspectives and understand suitability of the products and/or services they require or opt for. Performing ongoing CDD will safeguard RHB customers/vendors/employees, RHB Bank and RHB employees from financial crime risks and helps RHB Bank to be aware of any changes in circumstances in the customer’s profile. customers/vendors/employees may be required to provide additional information and/or documentation to support the review being performed on them by the Bank.

RHB BANKING GROUP’S Targeted Financial Sanction (TFS) Policy Statement
RHB Bank Berhad Wolfsberg Questionnaires
RHB Islamic Bank Wolfsberg Questionnaires