Our Strategy Statement

RHB Banking Group is a multinational regional financial services provider that is committed to delivering complete solutions to customers through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experiences, underpinned by a cohesive and inspired workforce, and relationships built with stakeholders.

Ranked among the top banks in Malaysia and with a significant presence in ASEAN, RHB has strong market leadership in Malaysia across targeted products and segments. With more than 14,000 employees Group-wide, RHB’s presence spans 9 countries in the ASEAN region.

RHB Banking Group is a fully integrated financial services group in Malaysia. The Group’s core businesses are structured into business pillars, namely Group Retail Banking, Asset Management, Group Business & Transaction Banking, Group Wholesale Banking, RHB Singapore, Group Shariah Business, Group International Business and Insurance.

Group Retail Banking

Group Retail Banking (“GRB”) provides conventional and Shariah-compliant consumer banking solutions.

Our retail products and services include Wealth Management, Bancassurance, Mortgages, Auto Financing, ASB Financing, Personal Financing, Credit Cards, Payments and Deposits, which are offered through our branches and our digital platforms.

We currently have more than 250 branches and sales centres catering to our diverse retail customer base across the ASEAN region.

The Asset Management pillar manages a full set of investment services and offerings including management of unit trust funds, investment management advisory, private mandates, product development and trustee services.

Group Business & Transaction Banking (“GBTB”) offers a wide range of business solutions ranging from loans and financing, deposits, cash management solutions, trade finance and services including supply chain financing solutions, FX, remittance and interbank business, among others.

Group Business Banking provides financing solutions to Small and Medium Enterprises (“SMEs”) and family-owned enterprises, while Group Transaction Banking caters to trade and cash management solutions for SMEs and large corporates.

We have also introduced our enhanced SME e-Solutions, making RHB the first Malaysian bank to offer direct API connectivity with third-party business solutions provider for seamless user experiences. As a key component of our SME Ecosystem, SME e-Solutions provides our SME customers with value-added features – all on a single platform. By collaborating with cloud-based technology partners, we now offer solutions including point-of sale terminals, payroll and accounting and cash management solutions.

Group Wholesale Banking comprises three core business segments, namely Group Investment Banking, Group Corporate Banking, and Group Treasury and Global Markets. Group Wholesale Banking provides comprehensive and coordinated services to our customers.

Group Investment Banking RHB Investment Bank is one of the leading capital market players in Malaysia. Supported by an award-winning research team of experienced product specialists, Group Investment Banking offers a full range of investment banking products and services covering primary markets, such as advisory (corporate & debt restructuring, mergers and acquisitions, takeovers), fundraising via both equity and debt instruments, and secondary markets including securities trading for both institutional and retail clients. The team leverages on the Group’s regional platforms to provide cross-border transactional services to clients across ASEAN.

Group Corporate Banking Group Corporate Banking provides a comprehensive suite of conventional and Shariah-compliant financing solutions to corporate clients whose shares are listed on stock exchanges locally and/ or abroad, multinational companies, the government and government agencies and government-linked companies. Financial solutions provided include working capital funding, trade financing, foreign currency hedging, project financing and syndication, as well as funding of corporate exercises. Our reach extends across Southeast Asia to support our clients’ growth regionally. Optimising our regional presence, we selectively seize opportunities to grow in countries such as Singapore, Indonesia and Thailand or partner with our clients in countries where they have a presence.

Group Treasury and Global Markets Group Treasury and Global Markets (“GTGM”) offers a comprehensive suite of treasury products and solutions including foreign exchange (“FX”), derivatives, capital markets, structured products, money market investments and Islamic Treasury products catering to the hedging and investment needs of our diverse customers in Malaysia, Singapore and Thailand. We are also responsible for the overall management of the liquidity and funding needs of the Group as well as for investing excess capital and funds to enhance the returns for the Group.

RHB Islamic Bank is the Group’s Islamic Banking arm, providing Shariah-compliant banking and financial services through four business units which are Retail Banking, Corporate & Investment Banking, Business & Transaction Banking and Islamic Treasury. It continues to be among the preferred financial institutions for SMEs by meeting ever-changing demands and adding value throughout the SME supply chain with our innovative financial supply chain products.

RHB Insurance provides general insurance for retail, SME, commercial and corporate customers. It is the 12th largest insurer in Malaysia and ranks among the Top 10 insurers for Fire.

RHB Singapore has been in operation for over five decades and has demonstrated excellence in the financial sector. As a key regional contributor to the Group, it continues to build upon its strengths in the mid-cap segment, aiming to be the catalyst bank for SMEs, advising on both business and personal financial needs.

RHB Singapore’s core businesses are streamlined into seven pillars, namely Retail Banking, Commercial Banking, Corporate and Investment Banking, Treasury, Capital Markets, Brokerage and Asset Management.

RHB’s International Business comprises our overseas commercial banking portfolio. We have a strong network of branches across Cambodia, Thailand, Lao PDR and Brunei offering products ranging from loans, deposits, trade finance and remittance for customers of all segments. We also maintain representative offices in Vietnam and Myanmar that offer liaison and advisory services for Malaysian companies seeking to conduct business in these countries.

Corporate Milestones

Thank you for being with us. We have come a long way with you from humble beginnings. We are here today thanks to you and together, we shall progress.

rhb icon
Kwong Yik Bank Berhad
Establishment of Malaya’s first local bank.
Merges with DCB Bank Berhad, making it the country’s biggest ever banking merger at that time.
rhb icon
Sime Bank Berhad (Formerly known as UMBC Bank)
Establishment of United Malayan Banking Corporation Berhad (UMBC).
Officially declared open by Prime Minister Tunku Abdul Rahman Putra Al-Haj. It is the first commercial bank to be established in independent Malaya.
UMBC becomes part of Sime Darby Berhad and is renamed Sime Bank Berhad.
Merges with RHB Bank Berhad and becomes part of the RHB Banking Group.
rhb icon
DCB Bank Berhad
Establishment of Development and Commercial Bank (D&C Bank, later renamed DCB Bank).
Merges with Kwong Yik Bank Berhad to form RHB Bank Berhad, turning a medium-sized bank into the third largest integrated financial services group in Malaysia.
rhb icon
Utama Banking Group (UBG)
A licensed commercial bank, is incorporated as a public company.
Merger of RHB Bank Berhad with Bank Utama Berhad into the RHB Banking Group.
rhb icon
RHB Banking Group
Rashid Hussain secures a broker’s licence and sets up Rashid Hussain Securities Sdn Bhd.
Rashid Hussain acquires a 75% stake in Kwong Yik Bank Berhad.
Merger of Kwong Yik Bank Berhad and DCB Bank Berhad to form RHB Bank, then Malaysia’s third largest financial services group.
Merger of Sime Bank Berhad and RHB Bank Berhad to form the RHB Banking Group.
Merger of RHB Bank Berhad with Bank Utama Berhad into the RHB Banking Group.
RHB Banking Group received a license for its Islamic Banking arm - RHB Islamic Bank Berhad.
Inception of Easy by RHB, the first innovative community bank in Asia that offers fast and simple banking experience through cutting-edge technology.
RHB Capital acquired OSK Investment Bank, paving the way for the RHB Banking Group’s strong presence in ASEAN and Hong Kong.
RHB Banking Group celebrates RHB Bank's 100th Anniversary.
RHB Bank Berhad assumes the listing status of RHB Capital Berhad as the financial holding company.

Corporate Structure
Our Group Corporate Structure as of 15 March 2021

Contact Us
Registration No. 196501000373 (6171-M)
Registered Office

Level 10, Tower One
RHB Centre
Jalan Tun Razak
50400 Kuala Lumpur, Wilayah Persekutuan

Tel: 603-9287 8888
Fax: 603-9281 9314


PricewaterhouseCoopers PLT (AF1146)
Chartered Accountants
Level 10, 1 Sentral
Jalan Rakyat, Kuala Lumpur Sentral
50470 Kuala Lumpur, Wilayah Persekutuan

P.O. Box 10192
50706 Kuala Lumpur

Tel: +603 - 2173 1188
Fax: +603 - 2173 1288

Share Registrar

BoardRoom Share Registrars Sdn Bhd
11th Floor, Menara Symphony
No. 5, Jalan Professor Khoo Kay Kim
Seksyen 13
46200 Petaling Jaya, Selangor

Tel: +603 – 7890 4700
Fax: +603 – 7890 4670

Stock Exchange Listing

Listed on Main Market of Bursa Malaysia Securities Berhad since 28 June 2016

Company Secretaries

Encik Azman Shah Md Yaman
Cik Hasnita Sulaiman