RHB Banking Group is a multinational regional financial services provider that is committed to delivering complete solutions to customers through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experiences, underpinned by a cohesive and inspired workforce, and relationships built with stakeholders.
Ranked among the top banks in Malaysia and with a significant presence in ASEAN, RHB has strong market leadership in Malaysia across targeted products and segments. With more than 14,000 employees Group-wide, RHB’s presence spans 9 countries in the ASEAN region.
RHB Banking Group is a fully integrated financial services group in Malaysia. The Group’s core businesses are structured into five business pillars, namely Group Community Banking, Group Wholesale Banking, Group Shariah Business, Group International Business and Group Insurance.
Group Community Banking (“GCB”) provides conventional and Shariah-compliant consumer banking solutions and SME banking.
Our retail products and services include Wealth Management, Bancassurance, Mortgages, Auto Financing, ASB Financing, Personal Financing, Credit Cards, Payments and Deposits, which are offered through our branches and our digital platforms.
We provide financing solutions to Small and Medium Enterprises (“SMEs”) and family-owned enterprises, as well as trade and cash management solutions for SMEs
We have also introduced our enhanced SME e-Solutions, making RHB the first Malaysian bank to offer direct API connectivity with third-party business solutions provider for seamless user experiences. As a key component of our SME Ecosystem, SME e-Solutions provides our SME customers with value-added features – all on a single platform. By collaborating with cloud-based technology partners, we now offer solutions including point-of sale terminals, payroll and accounting and cash management solutions.
Group Wholesale Banking will comprise the following the key business portfolios/functional group: Group Investment Banking; Group Corporate Banking; Group Treasury & Global Markets; Group Asset Management; Commercial Banking; Transaction Banking; and Economics.
Group Investment Banking RHB Investment Bank is one of the leading capital market players in Malaysia. Supported by an award-winning research team of experienced product specialists, Group Investment Banking offers a full range of investment banking products and services covering primary markets, such as advisory (corporate & debt restructuring, mergers and acquisitions, takeovers), fundraising via both equity and debt instruments, and secondary markets including securities trading for both institutional and retail clients. The team leverages on the Group’s regional platforms to provide cross-border transactional services to clients across ASEAN.
Group Corporate Banking Group Corporate Banking provides a comprehensive suite of conventional and Shariah-compliant financing solutions to corporate clients whose shares are listed on stock exchanges locally and/ or abroad, multinational companies, the government and government agencies and government-linked companies. Financial solutions provided include working capital funding, trade financing, foreign currency hedging, project financing and syndication, as well as funding of corporate exercises. Our reach extends across Southeast Asia to support our clients’ growth regionally. Optimising our regional presence, we selectively seize opportunities to grow in countries such as Singapore, Indonesia and Thailand or partner with our clients in countries where they have a presence.
Group Treasury and Global Markets Group Treasury and Global Markets (“GTGM”) offers a comprehensive suite of treasury products and solutions including foreign exchange (“FX”), derivatives, capital markets, structured products, money market investments and Islamic Treasury products catering to the hedging and investment needs of our diverse customers in Malaysia, Singapore and Thailand. We are also responsible for the overall management of the liquidity and funding needs of the Group as well as for investing excess capital and funds to enhance the returns for the Group.
Group Asset Management The Asset Management pillar manages a full set of investment services and offerings including management of unit trust funds, investment management advisory, private mandates, product development and trustee services.
Commercial Banking Commercial Banking offers a wide range of business solutions ranging from financing, deposits, cash management solutions, trade finance, FX and remittance among others for Commercial customers (Mid-size to Large-Size Private Companies)
Transaction Banking Transaction Banking offers a wide range of business solutions ranging from cash management solutions, trade finance and services including supply chain financing solutions among others for SME, Commercial & Large corporates.
Economics The Group’s Economic and Market research team, which also includes Foreign Exchange and Fixed Income Strategy, provides expert advice on Macroeconomic developments as well as local economic and sectoral trends. The team is also responsible for engaging with our corporate and institutional clients to provide advice on economic developments and trends.
RHB Islamic Bank is the Group’s Islamic Banking arm, providing Shariah-compliant banking and financial services through four business units which are Retail Banking, Corporate & Investment Banking, Business & Transaction Banking and Islamic Treasury. It continues to be among the preferred financial institutions for SMEs by meeting ever-changing demands and adding value throughout the SME supply chain with our innovative financial supply chain products.
RHB Insurance provides general insurance for retail, SME, commercial and corporate customers. It is the 12th largest insurer in Malaysia and ranks among the Top 10 insurers for Fire.
Group International Business comprises both our commercial banking and investment banking portfolios overseas. We have a strong presence through an established network of branches across Singapore, Cambodia, Thailand, Laos, Brunei, Indonesia and Vietnam. We also maintain representative office in Myanmar to offer liaison and advisory services for Malaysian companies seeking to conduct business in the country. To better serve our clients in Singapore, Cambodia and Thailand where we have presence in both commercial banking and investment banking, we have integrated the management of the businesses as a “one country model” focused on optimising synergies. In single business countries, i.e. commercial banking in Laos and Brunei, and investment banking in Indonesia and Vietnam, we continue to focus on growing profitably in targeted segments.
Thank you for being with us. We have come a long way with you from humble beginnings. We are here today thanks to you and together, we shall progress.
Level 10, Tower One
Jalan Tun Razak
50400 Kuala Lumpur, Wilayah Persekutuan
Tel: 603-9287 8888
Fax: 603-9281 9314
PricewaterhouseCoopers PLT (AF1146)
Level 10, 1 Sentral
Jalan Rakyat, Kuala Lumpur Sentral
50470 Kuala Lumpur, Wilayah Persekutuan
P.O. Box 10192
50706 Kuala Lumpur
Tel: +603 - 2173 1188
Fax: +603 - 2173 1288
BoardRoom Share Registrars Sdn Bhd
11th Floor, Menara Symphony
No. 5, Jalan Professor Khoo Kay Kim
46200 Petaling Jaya, Selangor
Tel: +603 – 7890 4700
Fax: +603 – 7890 4670
Listed on Main Market of Bursa Malaysia Securities Berhad since 28 June 2016