Big dreams should not be compromised for any reason.
For Young ParentsMalaysians spend 55% of their earnings on tuition fees throughout their children’s university studies. aEvery parent seeks a secure future for their children, so plan early with an RHB Life Protection Plan to secure your child’s higher education plans. Big dreams are achieved this way.
There is something for you in there
Kickstart your protection with any of the following plans.
RHB Essential PrimeBuilder
8 years limited pay non-participating plan that provides insurance coverage up to Life Assured’s age 88.
Starting from the end of 5th policy year, Guaranteed Cash Payment (GCP) will be payable annually at the end of policy year until policy maturity or a claim upon death/Total and Permenant Disability (TPD), or policy surrender, whichever is earliest.
This product offers savings and insurance protection for 30 years. It provides guaranteed cash payment every 2 years and full refund of total basic premium paid upon policy maturity, provided that the policy is still in force.
Disclaimer: The information contained herein are strictly meant to be as general information and reference for the campaign promotion only. It does not constitute as a contract of insurance. For further details on the benefits, exclusion and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB Bank is merely acting as a distributor.
RHB Essential PrimeBuilder
This is a non-participating insurance plan which you only need to pay premium for the first 8 years to enjoy a guaranteed stream of income until the age of 88.
Guaranteed Cash Payment (GCP) until age 88, starting from end of 5th policy year
Death & Total Permanent Disability (TPD) Benefits: Higher of total unpaid GCP or Basic Sum Assured, plus any GCP accumulated in one lump sum
Accidental TPD Benefits: Additional 100% of total unpaid GCP
Introducing RHB Alpha Future. An innovative solution that caters to your child’s future with protection, savings, and investment elements. This plan aims to give a great head start, not just for your child’s education but also to help fulfil their dreams.
Short payment term
Build a solid financial foundation to pursue your child’s dreams
Securing your child against unfortunate events
Periodic payment to launch your child’s dreams
Additional fund to further secure your child’s future
This plan provides flexibility for better financing planning as you can boost your child’s dream fund via regular top-up option into your preferred investment-linked fund(s).
Peace of mind in ensuring your child’s future is intact Payor Benefit Rider waives all future premiums of the policy in the event the Policy Owner dies, suffers from TPD or is diagnosed with any of the Critical Illnesses covered under this rider to ensure your child’s dream fund will continue to grow until it reaches maturity. Payor Shield Rider pays a lump sum of the rider sum assured in the event the Policy Owner dies or suffers from TPD during the coverage term of this plan to ensure additional fund for your child and family when they need it most.
Eligibility to tax benefit
Enjoy tax benefit under the applicable tax section while building up the dream fund to support your child’s future.
Premium Payment Term
Minimum sum assured: RM 40,000 Maximum sum assured: No limit, but subject to underwriting