should not be
for any reason.
For Young ParentsMalaysians spend 55% of their earnings on tuition fees throughout their children’s university studies1. Every parent seeks a secure future for their children, so plan early with an RHB Life Protection Plan to secure your child’s higher education plans. Big dreams are achieved this way.
There is something for
you in there
Kickstart your protection with any of the following plans.
RHB Treasure 100
RHB Treasure 100 is here to help you to enhance your wealth preserving strategy for you and generations to have a comfortable and financially independent life in the future.
With a short premium term of 5 or 10 years, you can now secure a guaranteed stream of income for yourself or your loved ones up to age 100.
Sign up today to enjoy cashback up to RM1,200*. T&C apply.
8 years limited pay non-participating plan that provides insurance coverage up to Life Assured’s age 88.
Starting from the end of 5th policy year, Guaranteed Cash Payment (GCP) will be payable annually at the end of policy year until policy maturity or a claim upon death/Total and Permenant Disability (TPD), or policy surrender, whichever is earliest.
This product offers savings and insurance protection for 30 years. It provides guaranteed cash payment every 2 years and full refund of total basic premium paid upon policy maturity, provided that the policy is still in force.
The whole life investment-linked plan offers a combination of insurance protection and investment. With as little premium as RM1,200 per year, the Life Assured can have a comprehensive insurance solutions for peace of mind and financial security.
Optional medical card rider iHealthCare has extended the coverage for COVID-19 till 30 June 2020.
Disclaimer: The information contained herein are strictly meant to be as general information and reference for the campaign promotion only. It does not constitute as a contract of insurance. For further details on the benefits, exclusion and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB Bank is merely acting as a distributor. Investment-linked Plan is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.
RHB Treasure 100
This a limited pay non-participating whole life plan which aims to offer long term guaranteed benefits to suit your retirement needs and creation of legacy across generations.
Short premium term of 5 or 10 years only.
Whole life coverage up to 100 years old of Life Assured.
Offers step-up Guaranteed Cash Payment from end of Policy Year 1 to 100 years old of Life Assured.
Additional 100% of Basic Sum Assured payable upon Life Assured’s death or TPD (prior to age 70) due to accident.
Upon the Life Assured’s TPD from Policy Year 3 onwards, next premium due (if any) following the event date will be waived and Guaranteed Cash Payment continue to be payable.
Hassle-free applicable process with guaranteed acceptance for basic plan.
Optional riders are attachable to enhance the policy coverage.
This policy offers 3 optional riders to enhance the policy coverage:
Payor Premium Waiver Rider
Payor Term Cover Rider
Life Term Cover Rider
Minimum age: 14 days old
Maximum age: 60 years old (next birthday)
Minimum age: 17 years old (next birthday)
Up to Life Assured’s 100 years old (next birthday)
Payor Premium Waiver Rider:
5 or 10 years (follow premium payment term)
Payor Term Cover Rider:
10, 20 or 30 years
Life Term Cover Rider:
10, 20, 30 years or up to 100 years old (next birthday)
Introducing RHB Alpha Future. An innovative solution that caters to your child’s future with protection, savings, and investment elements. This plan aims to give a great head start, not just for your child’s education but also to help fulfil their dreams.
Short payment term
Build a solid financial foundation to pursue your child’s dreams
Securing your child against unfortunate events
Periodic payment to launch your child’s dreams
Additional fund to further secure your child’s future
This plan provides flexibility for better financing planning as you can boost your child’s dream fund via regular top-up option into your preferred investment-linked fund(s).
Peace of mind in ensuring your child’s future is intact Payor Benefit Rider waives all future premiums of the policy in the event the Policy Owner dies, suffers from TPD or is diagnosed with any of the Critical Illnesses covered under this rider to ensure your child’s dream fund will continue to grow until it reaches maturity. Payor Shield Rider pays a lump sum of the rider sum assured in the event the Policy Owner dies or suffers from TPD during the coverage term of this plan to ensure additional fund for your child and family when they need it most.
Eligibility to tax benefit
Enjoy tax benefit under the applicable tax section while building up the dream fund to support your child’s future.
Premium Payment Term
Minimum sum assured: RM 40,000
Maximum sum assured: No limit, but subject to underwriting