aSource: Expertmarket.co.uk
Disclaimer: The information contained herein are strictly meant to be as general information and reference for the campaign promotion only. It does not constitute as a contract of insurance. For further details on the benefits, exclusion and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB Bank is merely acting as a distributor. Investment-linked Plan is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.
This a limited pay non-participating whole life plan which aims to offer long term guaranteed benefits to suit your retirement needs and creation of legacy across generations.
This policy offers 3 optional riders to enhance the policy coverage:
Entry Age |
Life Assured Minimum age: 14 days old Maximum age: 60 years old (next birthday) Policy owner: Minimum age: 17 years old (next birthday) |
Coverage Term |
Basic Plan: Up to Life Assured’s 100 years old (next birthday) Payor Premium Waiver Rider: 5 or 10 years (follow premium payment term) Payor Term Cover Rider: 10, 20 or 30 years Life Term Cover Rider: 10, 20, 30 years or up to 100 years old (next birthday) |
Guaranteed Cash Payment (GCP)
Premium Payment Term | End of Policy Year | GCP Rate (% of Sum Assured) |
5-pay | 1 to 5 | 5% |
6 to 15 | 10% | |
16 & above | 15% | |
10-pay | 1 to 10 | 10% |
11 to 20 | 20% | |
21 & above | 30% |
This a limited pay non-participating whole life plan which aims to offer long term guaranteed benefits to suit your retirement needs and creation of legacy across generations.
This policy offers 3 optional riders to enhance the policy coverage:
Entry Age |
Life Assured Minimum age: 14 days old Maximum age: 60 years old (next birthday) Policy owner: Minimum age: 17 years old (next birthday) |
Coverage Term |
Basic Plan: Up to Life Assured’s 100 years old (next birthday) Payor Premium Waiver Rider: 5 or 10 years (follow premium payment term) Payor Term Cover Rider: 10, 20 or 30 years Life Term Cover Rider: 10, 20, 30 years or up to 100 years old (next birthday) |
Guaranteed Cash Payment (GCP)
Premium Payment Term | End of Policy Year | GCP Rate (% of Sum Assured) |
5-pay | 1 to 5 | 7% |
6 to 15 | 12% | |
16 & above | 17% | |
10-pay | 1 to 10 | 12% |
11 to 20 | 22% | |
21 & above | 32% |
This a limited pay regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximize potential medium to long-term returns.
This policy offers 2 optional riders to enhance the policy coverage:
*Subject to underwriting and underwriter reserves the right to reject the coverage in writing.
Entry Age |
Life Assured Minimum age: 14 days old Maximum Age: 70 years old (next birthday) Policy owner: Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 5 or 8 years |
Policy Term | 20 or 25 years |
Min Basic Sum Assured | RM1,800 |
Min Income Builder Rider Sum Assured |
5 Pay: 7 times of basic sum assured 8 Pay: 4 times of basic sum assured |
This is a non-participating insurance plan which you only need to pay premium for the first 8 years to enjoy a guaranteed stream of income until the age of 88.
Premium Payment Term | 8 years |
Policy Term | Till age 88 |
Sum Assured | RM15,000 and above |
It’s an ideal savings plan that offers coverage in the event of untoward incidents with solid financial protection for your family.
Premium Payment Term | 10 or 20 years |
Policy Term | 20 or 30 years |
Sum Assured | RM250,000 per life max |
Introducing RHB Alpha Future. An innovative solution that caters to your child’s future with protection, savings, and investment elements. This plan aims to give a great head start, not just for your child’s education but also to help fulfil their dreams.
Premium Payment Term | 8 Years |
Sum Assured | Minimum
sum assured: RM 40,000 Maximum sum assured: No limit, but subject to underwriting |
This is a regular premium investment-linked plan that is comprehensive and customizable with a variety of benefits to suit your different life stages.
Entry Age | 30 days old to 70 years old (next birthday) |
Maximum Coverage Age | 90 years old (next birthday) |
Minimum Premium (RM) | RM1,200 annually |
Maximum Premium (RM) | No limit, subject to underwriting |
Minimum Sum Assured (RM) | RM12,000 |
Maximum Sum Assured (RM) | No limit, subject to underwriting and sufficiency of the Fund Value |
This a limited pay, regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximise potential medium to long-term returns.
Entry Age |
Min: - 14 days Max: - 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 5 or 10 years |
Policy Term | 15 years, 20 years, covers up to age 70 |
Minimum Basic Sum Assured (RM) | RM300,000 |
Maximum Basic Sum Assured (RM) | No limit, subject to underwriting |
This a limited pay, regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximise potential medium to long-term returns.
Entry Age |
Min: - 14 days Max: - 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 5 or 10 years |
Policy Term | 15 years, 20 years, covers up to age 70 , cover up to age 100 |
Minimum Basic Sum Assured (RM) | RM1,000,000 |
Maximum Basic Sum Assured (RM) | No limit, subject to underwriting |
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