Building
complete insurance
protection.

Benefits

• Comprehensive coverage against burglary, public liability, loss of money, employer’s liability, personal accident, fidelity guarantee, loss of plate glass and inconvenience benefit. Additionally, we offer an optional add-on coverage for Food & Beverage product recall.
  
• Competitive premium from as low as RM 33.30 per month.
  
• Inconvenience benefit with up to 10% of the net claim payable under the material damage policy or the maximum of plan limit amount, whichever is lower when the insured property is destroyed or damaged by covered perils.
  
• Personal Accident coverage for employees against permanent disablement or death arising from accidents.

Benefits

Provides indemnity to the employer against loss of money or property as a result of acts of fraud or dishonesty of any employees such as forgery, embezzlement, larceny or fraudulent conversion.

Benefits

It covers loss or damage to property insured whilst contained in the business or trade premises arising from:

• Theft by actual, forcible and violent entry
  
• Theft or attempted theft by a person feloniously concealed on the said premises
  
• Hold-up or armed robbery
  

You can insure your property based on the following sum insured :

FULL VALUE BASIS

This basis is adopted when there exists a possibility of your entire property insured being stolen at any one time. You must ensure adequacy of the sum insured since the insurance will be subject to the Average Clause where you will not be fully indemnified at the time of loss if the property is under insured. The correct sum insured should be what you consider to be the highest value at risk at any one time.

FIRST LOSS BASIS

This basis is adopted when it is not possible for your entire property insured to be stolen at the same time. The sum insured shall be based on your assessment.

Benefits

Provides coverage against any glass broken by fracture extending through the entire thickness of the glass as a result of an accident or misfortune. Plate glass in showrooms, offices, shops and buildings can be insured under this insurance.

Benefits

Provides coverage against loss of money whilst:

• In transit from the Bank to the Insured’s premises.
  
• In transit from the Insured’s premises to the Bank.
  
• On the insured’s premises during business hours until disbursed.
  
• Retained overnight in a locked safe or strong room on the insured’s premises until disbursed.