If you're performing an Overseas Transfer via:

1. Pay to Account (Foreign Telegraphic Transfer) - This may take 1 to 3 business days depending on the recipient's bank.
2. Pay in Cash (Western Union Money Transfer) - This payment is instant.

SWIFT code is the unique identification code of a particular bank. All banks have their own SWIFT Code and it's used when transferring money between banks, particularly for Overseas Transfer via Pay to Account.

International Bank Account Number (IBAN) is a standard international numbering system to identify an overseas bank account. The number starts with a two-digit country code, then two numbers, followed by up to three to five alphanumeric characters.

Sort Code is a six-digit code used by British and Irish banks as a unique identifier of the recipient's branch or bank office where a bank account is held.

When you select British Pound Sterling as the currency to transfer, you'll need to include the Sort Code before the bank account number/IBAN.

Example of a Sort Code with bank account number: XXXXXX123456789
(XXXXXX is the Sort Code and 123456789 is the bank account number/IBAN).